Questions? Contact us 1-855-4FINDEC
Questions? Contact us 1-855-4FINDEC

Health and Disability Insurance

Discover all the options.

We provide individuals and businesses a variety of health & disability insurance solutions customized for the unique needs of every client.

Protect those you love.

Health & Disability Insurance

For Individuals and Business

We provide individuals a variety of health insurance products. As with life insurance, health insurance solutions are also customized for the unique needs of every client.

Disability Insurance

Sometimes things beyond our control happen. We prepare for these through insurance. While life insurance helps your survivors if you pass away, most life insurances won’t help if you fall ill or are seriously impaired and can no longer work. Disability insurance replaces a portion of monthly income if you’re injured or if an illness prevents you from working. There are three types of disability insurance: short-term (which covers a majority of gross monthly income, typically for a three-to-six-month period; long-term disability insurance, which pays up to 60 percent of gross monthly income and lasts for two years up until retirement, depending on the policy; and Social Security Disability Insurance, which is an insurance from the federal government that is free, but very difficult to qualify for.

Long-Term Care Insurance

Long-term care insurance can play a significant role in your family’s future well-being. If you’re concerned about the rising costs of long-term care and the potential financial impact on you and your family, you may want to consider long-term care insurance. Long-term care insurance generally covers the costs of care needed beyond 100 days, up to a specified number of days or benefit amount. Many policies allow care to be provided in the comfort of your own home or at an adult day care center, an assisted living facility, or a nursing home.

Health Insurance

We provide health insurance options for both individuals and businesses to meet their needs. Health insurance is a foundational part of anyone’s insurance portfolio, and we take into consideration a variety of factors when consulting businesses and individuals on packages to provide and choose.

Medicare Supplement Insurance

While Medicare provides health insurance for adults 65 and over, there are inevitably gaps to fill. That’s where Medigap comes in. We offer supplemental insurance plans that fills needs not covered by original Medicare and work with individuals on a case-by-case basis to determine what’s best for them given their financial situation and health.

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