This website is a publication of FinDec Co. Information presented is believed to be factual and up to date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the information presented. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. A professional adviser should be consulted before implementing any of the strategies and ideas presented on this website or related content linked from this website. Content should not be viewed as personalized advice or recommendations nor as an offer to sell, or a solicitation of any offer to sell any services available from FinDec Co., and its related companies.
FinDec℠ is the service mark under which FinDec Co., and its subsidiaries, FinDec Wealth Services, Inc., FinDec Benefit Services, Inc., and FinDec Insurance Services, Inc. do business.
FinDec Wealth Services, Inc. (FDW) is registered as an SEC registered investment adviser with its principal place of business in the State of California. FDW is in compliance with the current notice filing requirements imposed upon registered investment advisers by those states in which FDW maintains clients. FDW may only transact business in those states in which it is notice filed or qualifies for an exemption or exclusion from notice filing requirements. Registration of an investment adviser does not imply a certain level of skill or training. FDW is not engaged in the practice of law or accounting. This website contains information regarding FDW and its related companies. FDW does not provide all services listed on this site; some services are provided by related companies and are subject to separate service agreements and additional fees. Investment advisory information contained herein should not be construed as personalized investment, legal, tax or insurance advice and should not be considered as a solicitation to buy or sell any security or engage in a particular investment strategy. There is no guarantee that the views and opinions expressed will come to pass.
FDW Investment Advisor Code of Ethics
Rule 204A-1 under the Investment Advisers Act of 1940 (“Advisers Act”) requires all investment advisors registered with the Securities and Exchange Commission (“SEC”) to adopt codes of ethics that set forth standards of conduct and require compliance with federal securities laws. FDW has adopted a code of ethics which is intended to reflect the fiduciary principles that govern the conduct of FDW. The Advisor Code applies to all FDW employees, and any individuals registered with FDW as Investment Adviser Representatives. You may access and read the FDW Code of Ethics here.
Terms of Use
These “Terms of Use” set forth the terms and conditions that apply to your use of www.findec.com (the “website”). By using the website (other than to read this page for the first time), you agree to comply with all of the Terms of Use set forth herein. The right to use the website is personal to you and is not transferable to any other person or entity.
Copyrights and Trademarks
A. No person is authorized to use, copy or distribute any portion of the website, including related graphics.
B. FinDec Co service mark(s) (including logos and designs) found on the Web Site are service marks that identify FinDec Co. and its related companies and the services provided by FinDec Co., and its related companies. Such marks may not be used under any circumstances without the prior written authorization of FinDec Co.
Links to Third-Party Websites – FinDec Co., may provide hyperlinks to third-party websites as a convenience to users of the website. FinDec Co., does not control third-party websites and is not responsible for the contents of any linked-to, third-party websites or any hyperlink in a linked-to website. FinDec Co., does not endorse, recommend or approve any third-party website hyperlinked from the website. FinDec Co., will have no liability to any entity for the content or use of the content available through such hyperlink.
No Representations or Warranties; Limitations on Liability – The information and materials on the website could include technical inaccuracies or typographical errors. Changes are periodically made to the information contained herein. FinDec Co., MAKES NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO ANY INFORMATION, MATERIALS OR GRAPHICS ON THE WEBSITE, ALL OF WHICH IS PROVIDED ON A STRICTLY “AS IS” BASIS, WITHOUT WARRANTY OF ANY KIND AND HEREBY EXPRESSLY DISCLAIMS ALL WARRANTIES WITH REGARD TO ANY INFORMATION, MATERIALS OR GRAPHICS ON THE WEB SITE, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. UNDER NO CIRCUMSTANCES SHALL THE SITE OWNER OR PUBLISHER BE LIABLE UNDER ANY THEORY OF RECOVERY, AT LAW OR IN EQUITY, FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION, SPECIAL, DIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES (INCLUDING, BUT NOT LIMITED TO LOSS OF USE OR LOST PROFITS), ARISING OUT OF OR IN ANY MANNER CONNECTED WITH THE USE OF INFORMATION OR SERVICES, OR THE FAILURE TO PROVIDE INFORMATION OR SERVICES, FROM THE WEBSITE.
By using this website, you acknowledge that you have read and understand the foregoing disclaimers and release FinDec Co and its related companies, officers, employees and agents from any and all liability whatsoever relating to your use of this site, any such links, or any information contained herein or in any such appearances or articles (whether accessed through such links or downloaded directly from this website).
Third‐party rankings and recognitions are no guarantee of future investment success and do not ensure that a client will experience a certain level of performance or results. These ratings should not be construed as an endorsement of the adviser nor are they representative of client evaluations. Generally, ratings, rankings, and recognition are based on information submitted by the adviser.
TESTIMONIALS
The Website may contain testimonials from FinDec℠ customers. Testimonials are not representative of everyone’s experience and only provide information about the individual’s experiences as to the point in time when they are provided. Testimonials do not necessarily represent typical or expected results. All testimonials are authentic. Testimonials may be edited for clarity or brevity. All claims have been documented and verified for accuracy. No one has been paid to provide a testimonial on the Website. Individual results will vary.
PRIVACY
All information we collect on this Website is subject to our Privacy Policy viewable here: Privacy Policy. By using the Website, you consent to all actions taken by us with respect to your information in compliance with the Privacy Policy. Subject to certain exemptions, and in some cases dependent upon the processing activity we may undertake, as a resident of the EEA, you have certain rights in relation to your personal information and must affirmatively consent to the processing of your personal information or data.
TERMINATION
We reserve the right to terminate your use of this Website if you violate the Terms of Use or any rules or guidelines posted on the Website or for any other reason in our discretion.
YOUR COMMENTS AND CONCERNS
This website is operated by FinDec℠. All feedback, comments, requests for technical support and other communications relating to the Website should be directed to: marketing@findec.com.
