Financial Decisions, Inc. ("Financial Decisions") believes it is essential that we maintain the privacy of the nonpublic personal information that you provide to us and that we obtain in connection with providing our products and services to you.
Financial Decisions limits the use, collection, and retention of such information to what we believe is necessary or useful to conduct our business and to provide and offer you quality products and services, as well as other opportunities that may be of interest to you. Information collected may include, but is not limited to name, address, telephone number, tax identification number, date of birth, employment status, annual income, and net worth.
In providing products and services to you, we collect nonpublic personal information about you from the following sources:
Financial Decisions places strict limits on who receives specific information about your account(s) and other personally identifiable data. As a rule, we do not disclose nonpublic personal information we collect to others. However, because we rely on certain third parties for services that enable us to provide our advisory services to you, such as our attorneys, auditors, other consultants, brokers, and custodians who, in the ordinary course of providing their services to us, may require access to information, we may share non-public personal information with such third parties. Additionally, we will share such information where required by legal or judicial process, such as a court order, or otherwise to the extent permitted under the federal privacy laws. We may also share nonpublic personal information such as name, address and telephone number, with our affiliates Western Associates, Inc. d/b/a Western Associates Insurance Services and/or Fred M. Lee Financial Corp d/b/a Financial Decisions.
We may also disclose such information to others upon your instructions below listing applicable persons and you may amend this provision, and/or rescind your request at any time in writing. Your signature below indicates your understanding and acceptance that we may share such information.
We restrict access to nonpublic personal information about you to those persons associated with Financial Decisions, who need access to such information in order to provide our products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.
Financial Decisions reserves the right to change these Privacy Principles, and any of the policies or procedures described above, at any time without prior notice. In the event there are any changes to our policies and practices with regard to disclosing nonpublic personal information as disclosed in this privacy notice, we will deliver a copy of an amended privacy notice to you on an annual basis. These Privacy Principles are for general guidance and do not constitute a contract or create legal rights, and do not modify or amend any agreements we have with you.