Effective Date: 12/10/2024
FinDec Co. values your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website findec.com, use our services, or interact with us in other ways. This policy complies with the California Consumer Privacy Act (CCPA), the California Privacy Rights Act (CPRA), and other applicable laws.
We may collect the following categories of personal information:
| Category | Examples |
|---|---|
| Personal Identifiers | Full name, date of birth, social security number, driver’s license number, email address, postal address, phone number, IP address, financial information (e.g., account number and balance), and medical and health insurance information. |
| Protected Classification Characteristics | Age, gender, and marital status. |
| Commercial Information | Records of products or services purchased, obtained, or considered. Information about your transactions with us or others. |
| Internet or Network Activity | Browsing history, search history, interactions with our website, ads, or services. |
| Geolocation Data | Geolocation data, such as device location. |
| Employment Information | Professional or employment-related information such as job title, employer, payroll, and benefit information or similar details. |
| Sensory Information | Audio, electronic, visual, or similar information (e.g., recordings of customer service calls). |
| Inferences Drawn | Preferences, characteristics, or behaviors inferred from collected data. |
We do not knowingly collect data from individuals under the age of 16 without parental or guardian consent.
We collect personal information from the following sources:
We may use the personal information we collect for the following business or commercial purposes:
We disclose personal information to the following categories of third parties for business purposes:
We do not sell personal information as defined by the CCPA/CPRA. If we engage in sharing for cross-context behavioral advertising, we will provide notice and the opportunity to opt-out.
California residents have the following rights:
You may request the following information regarding the personal information we have collected about you in the past 12 months:
You may request that we delete the personal information we have collected about you, subject to certain exceptions.
You may request correction of inaccurate personal information we maintain about you.
You have the right to opt-out of the sale or sharing of your personal information for cross-context behavioral advertising.
If applicable, you may limit the use or disclosure of sensitive personal information to what is necessary for business purposes.
You will not be discriminated against for exercising your privacy rights.
To exercise your rights, please submit a verifiable request by contacting us:
We will verify your identity before processing requests and respond within 45 days, or as required by law.
We retain personal information only as long as necessary for business or legal purposes. Retention periods may vary depending on the category of data.
We use cookies and similar technologies for functionality, analytics, and advertising. You can manage your preferences through your browser or use opt-out tools, including the GPC signal for California residents.
We implement reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of transmission or storage is completely secure.
We may update this Privacy Policy periodically. Changes will be posted on this page with an updated “Last Updated” date.
If you have questions or concerns about this Privacy Policy, please contact us:
