Retirement Readiness

Retirement Readiness

Saving Early Is The Golden Ticket

By Tolen Teigen, Chief Investment Officer, FinDec.

In your youth, you may regularly get pummeled with questions like: “What do you want to be when you grow up?” “What will you do when you graduate?” and “What are you going to do when you retire?” At any point in your life, it can be difficult to visualize your future self and know exactly what you will be doing.

The golden years, for most people under 40, are hard to imagine, and when they reach midlife, their answer to what they will do when they retire is often something like, “I’m going to travel the world or live in a beach house on the coast!” Those may indeed be authentic goals, but retirement often becomes an intangible portal for outsized dreams rather than a North Star guiding your life experiences, actions and decisions toward your realistic goals.